Everything you need to stop guessing your money
One calm place to see what you can spend, what is coming due, and where cash is drifting — in English or Bangla.
Spendium is built around daily confidence: a clear safe-to-spend signal, forward-looking cash timing, bill visibility, and an assistant that answers in plain language.
Safe-to-Spend
A single number for what you can spend today after bills and commitments.
Learn more →Cash-flow prediction
See when cash gets tight and how many days you have before running out.
Learn more →Bill prediction
Upcoming bills in one view with shortfall warnings before they hit.
Learn more →Spending insights
Category trends and overspending signals without spreadsheet work.
Learn more →AI finance assistant
Ask questions, log spending in chat, and get quick money answers.
Learn more →Expense tracking
History, categories, and automatic sorting so nothing gets lost.
Learn more →Smart alerts
Warnings when budgets or patterns drift before it is too late.
Learn more →Auto categorization
Transactions sorted into categories so your picture stays current.
Learn more →