Stop bills from ambushing your balance

They drain cash you already mentally spent elsewhere.

They force expensive fixes: overdrafts, borrowing, or skipping savings.

Add bills once — Spendium rolls them forward so you always see the next hit.

If a bill collides with low cash, you get a shortfall warning with time to adjust.

Set amounts and cadence that match your subscriptions, utilities, and rent.

Pair bills with income events to see which paycheck funds which obligation.