Predict when cash gets tight — before it happens

Fixed bills cluster after payday, while daily spending feels small until it is not.

Without a forward view, it is easy to spend freely in week one and tighten painfully in week three.

You record income expectations, bills, and everyday spending. Spendium projects how cash depletes day by day.

You see an estimated cash-out window — how many days of runway you have at your current pace.

Treat projections as guidance: they depend on what you log and how steady your habits are.

When a bill or purchase moves, update it — the forecast recalculates immediately.