Anchor on take-home
Use the amount you can spend after tax, provident fund deductions, and any automatic transfers you will not touch.
List Bangladesh-specific bills
Utilities, internet, domestic help, education, and mobile bundles behave differently than a US template. Capture them with realistic dates.
Plan irregular months explicitly
Festivals and travel months are not failures — they are categories. Set a cap you can accept, then track daily so you adjust early.
Track weekly in one place
Spendium lets you keep the ledger bilingual and in BDT so the picture matches how you think about money.